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Financial Services Jobs in Africa
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Rosabon Financial Services Limited
Sales Officer (Consumer Lending / Deposit Mobilization) - Anambra
Lagos, Nigeria
Rosabon Financial Services Limited
Sales Officer (Consumer Lending / Deposit Mobilization) - Abuja
Abuja, Nigeria
Rosabon Financial Services Limited
Sales Officer (Consumer Lending / Deposit Mobilization) - Abuja
Abuja, Nigeria
Rosabon Financial Services Limited
Sales Officer (Consumer Lending / Deposit Mobilization) - Ondo
Ondo, Nigeria
Rosabon Financial Services Limited
Sales Officer (Consumer Lending / Deposit Mobilization) - Oyo
Oyo, Nigeria
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Izwe Africa Holdings
Consumer Relationship Manager
Nairobi, Kenya
Sales Officer (Consumer Lending / Deposit Mobilization) - Anambra
Closing: Jun 2, 2024
31 days remainingPublished: May 2, 2024 (1 day ago)
Job Requirements
Education:
Work experience:
Language skills:
Job Summary
Contract Type:
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Qualifications / Requirements
- BSc Degree in Finance, Economics, or a related field
- Proven working experience as a Loan Officer and Deposit Mobilization
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment and meet set target.
What to expect in the hiring Process:
- A preliminary phone call with the recruiter
- A reasoning and a personality assessment
- A technical interview session with a HR representative and the hiring manager.
Responsibilities
Qualifications / Requirements
- BSc Degree in Finance, Economics, or a related field
- Proven working experience as a Loan Officer and Deposit Mobilization
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment and meet set target.
What to expect in the hiring Process:
- A preliminary phone call with the recruiter
- A reasoning and a personality assessment
- A technical interview session with a HR representative and the hiring manager.
Job Summary
- The Rosabon Sales Officer is required to collect and prepare all materials needed to secure a loan. He/ She will also be responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
- The Sales Officer will also be responsible for mobilization of Fixed deposit for the organization.
Duties & Duties
- Evaluate creditworthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
- Visit, engage prospects and maintain liability generated.
- Marketing and sale of all company deposit products.
- Meet, maintain and exceed assigned targets and quota in deposit mobilization and other assigned tasks.
- Propose services, up-selling and cross-selling whenever possible.
- Participate in creating new and better marketing based on field experience.
- Ensure the form for the fixed deposit Investment Planis adequately completed and registered
- Inform the client of the status of the investment.
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